PayPal Inc. an eBay owned company is being sued by Maximus Illuminati a.k.a. MyStockForum.Com for fraudulently suspension of PayPal account with close to $8000.00 in it. But Mr. Illuminati is only one of hundreds of thousands of people who have been and are being victimized by PayPal.

PayPal Inc. an eBay owned company is being sued by Maximus Illuminati a.k.a. MyStockForum.Com for fraudulently suspension of PayPal account with close to $8000.00 in it. But Mr. Illuminati is only one of hundreds of thousands of people who have been and are being victimized by PayPal. PayPal has admitted that they freeze about 2000 accounts per day. The reason they do it, the real reason is because PayPal is running the greatest scam of all time.

Most of the accounts it freezes have less than $100 in them and because PayPal makes it a complete nightmare to have the account unfrozen most people give up. This in turn brings in millions of dollars per year for PayPal and on top of that they make huge interest off the money they freeze.

However, a Judge in California has ruled Paypal's user agreement illegal and he ruled that every member can sue PayPal in small claim court in the city and county where they live. Now, with Mr. Illuminati having launched PayPalAlert.Com http://paypalalert.com victims have a place to go for support and advice on how to proceed.

US-Attorney Peter Albrecht has sued PayPal in the Honolulu District Court of Hawaii and has informed us that he is available to proceed with a class action suit in a federal court. Interested parties are requested to contact Mr. Albrecht under the following email address: waialualaw@hawaii.rr.com

Mr. Illuminati also filed his own law suit against PayPal and intends to file criminal charges as well because it appears PayPal is in violation of Tennessee law.

For more information on the law suit against PayPal by Mr. Illuminati go here:
http://www.paypalalert.com/news.htm

Here is the HORROR Story Maximus Illuminati presented to the court:

NOTE: I recently found out that what I went through has happened and is happening to some 2000 people per day. PayPal suspends an average of 2000 accounts per day and they admitted as much to me on the phone. So what you are about to read is echoed by hundreds of 1000s of people!

My real and legal name is Maximus Illuminati. I own and operate MyStockForum.Com I make a living providing hot penny stock tips and super penny stocks tips. Because the software I use has built in support for the PayPal IPN system along with 2Checkout and NoChex and a few others I decided to also enable the PayPal IPN system as many customers requested it.

On Feb 1st I opened a PayPal account for the use on my business website. I already had a Business PayPal account which I was already using for this business site and had processed several thousand dollars in membership subscriptions through it. Shortly after I started using that account PayPal froze it restricting me from being able to transfer money in or out. I received an email stating that my account was suspended due to suspicious activity. I immediately contacted PayPal asking them why my account was frozen. They told me that under their User Policy they have the right to suspend any account. I asked them via their website contact form what suspicious activity was detected?

I received a canned response even after asking them at least 3 times I received the exact same response. The following business day I called and asked them why my account was suspended. The person on the phone responded with the same words I got in the email. I could not believe my ears. It was as if I was listening to a recording. I asked the lady her name which she refused to give me.I asked her what I needed to do to resolve the issue. She told me to log into my account and click on the link provided. Before the account was suspended I was transferring the subscription fees into my Bank account every day or so sometimes 2 times per day because there was a great deal of money and I wanted to have it available to invest it in stocks and to buy food and necessities for my daily living expenses. So there was only about $470.00 left in it.

Almost immediately after my account was suspended I received complaints from my would-be clients that they tried to sign up but could no longer make a payment because PayPal would not allow it. I realized that this may take a few days to solve so I decided to open another business account. I went to my bank and opened a new savings account so I can use for my new business account because PayPal does not allow the same bank account number to be used with more than one Paypal account. So I got a new one. I went to the PayPal site and logged in so I can enter the verification information they requested. I added my bank account information and then I was given the notice to check my bank account in a few days and to get the amount of the two small deposits made by PayPal into my account and enter them into the boxes provided on my account verification page.

While I waited for the deposits to show up I used 2Checkout as an option although many clients were not able to pay through them so I lost them while others made their membership payments through them just fine. To my surprise 2Checkout does a superior job in investigating each transaction as they receive it and I am VERY pleased with them.

Now, a few days later I got the deposit amounts from my bank which PayPal had made into my account. As soon as I entered them my account was verified. Then I was asked to enter my Social Security Number in order to be able to upgrade the account to a Business account. I made sure to do so as I have done with my other account previously. I wanted my clients to see that I am a verified business person so they would feel safer doing business with me.

In less than a week my new account had accumulated almost $8000.00 in membership fees. So I logged in to transfer the money into my bank account so I can buy some food, and invest the rest in some new hot stocks. When I logged in my account was frozen but this time it was just "restricted" so I cannot take money out or send money to anyone. I checked my email and sure enough there it was; an email telling me that due to suspicious activities on my account the account has been suspended/restricted.

So I contacted PayPal again through their website customer service page. I received the exact same canned response I got with my other account. So I called them on the phone and after being put on hold for almost 25 minutes I hung up as someone was knocking at the door. One hour later I called them again. I asked the person to please tell me what is going on with my account. The lady told me the exact same thing the email said. I asked her to please explain to me what suspicious activity has been detected on my account. She said that under the user agreement they have the right to suspend my account for any reason if they feel there is suspicious activity.

I got the feeling I was being treated like an idiot. So I asked her again, "Can you please tell me exactly what caused you to suspend my account? What suspicious activity?" She repeated the exact same thing. The I asked, "Have there been any complaints made against me by anyone regarding that account?" She said "No but we have the right to suspend any account any time if we feel there is suspicious activity".

I was feeling somewhat angry by now, so I then asked, what do I need to do to resolve the matter and restore my account. She told me to log in and click on the link provided. So I log in and there they asked for:

On the list they asked that I fax them a copy of my drivers license, bank statement, credit card statement, copy of a utility bill.

Since the bank account I used for this PayPal account was new there was no way to provide a statement until one would be sent to me a month later. I do not pay any utilities so I have no copy of utility bill to send them. So I called them on the phone again. This time a man answered the phone. I explained my situation and he said that I need to provide all the information required or there would be nothing he can do and that I should read the user agreement and then he hung up on me.

Now I was furious. I called back and as soon as a lady answered the phone I said "I would like to speak with a manager" She says, "I can help you with whatever problems you are having"

I said, "no, I would like to speak with a manager. "

She responds and says, "I am sorry but there is no manager available" and she hung up on me.

So I went back online and contacted them through the website again asking that a manager please call me at home. I waited all day and nobody ever called. later in the evening I received an email from PayPal stating:

"Dear Maximus Illuminati,

PayPal is committed to maintaining a safe environment for its community of buyers and sellers. To protect the security of your account, we employ the most advanced security systems in the world and regularly screen our system for unusual activity.

Recently, our Account Review Team identified some unusual activity in your account. Per PayPal's user agreement, we have limited access to your account until this issue has been resolved. This is a fraud prevention measure meant to ensure that your account is not compromised.

In order to secure your account and quickly restore full access, we require some specific information from you. We encourage that you log in to your account and restore full access as soon as possible. Maintaining limited access to your account for an extended period of time may result in further limitations on the use of your account or eventual account closure.

Your Case ID number is: PP-032-359-322

Thank you for your prompt attention to this matter. Please understand that this is a security measure meant to help protect you and your account. We apologize for any inconvenience.

Sincerely,
The PayPal Team


------------------------------------------------------------------

Please do not reply to this e-mail. Mail sent to this address cannot be answered. All of the information necessary to restore your account access is available on the PayPal website. For assistance, log in to your PayPal account and choose the "Help" link in the header of any page.

PayPal Email ID PP192
PayPal Email ID PP316"

So the next day I called them back and asked to speak with a manager. I was placed on hold for about 7 minutes and then a man answered and he identified himself as Adam. I asked him for his full name. he said he was not allowed to give out his last name. I asked for his employee number. he gave it to me (7356).

I told him my situation and he repeated the same thing the email asked for. I insisted that the bank account is new and I would not have a statement to fax in until the bank sends me one. I then offered to fax in a statement from one of my other accounts I had with the exact same bank and I told him the statement already has my mailing address on it and that should take care of the address issue. He said that would be fine.

So, I went to Office Depot and faxed in a copy of my drivers license, a copy of my bank statement, a copy of one of my checks for that account as well as a copy of my receipt for the new savings account I had on record with Paypal for that PayPal account (my Paypal account is max@mystockforum.com).

I came back home and called and asked to speak with Adam again. I asked him if he got the fax and he said they did. I said, ok, now can you please enable my account so I can transfer my money into my bank account. he told me that the account will go back to their review dept. and they would get back to me. He said to expect an email with a response within a few days.

The next day I received an email asking for the exact same thing. So I called again and asked for Adam. I asked Adam what is going on. he told me that they did not receive my faxed documentation which he had admitted the previous day that they did get it.

So I was angry with him now. I asked him, would it be enough if I fax all that information again AND if I ask the bank to fax them a letter written on the Bank's letterhead stating that I do have those two accounts there and that my mailing address is valid as I had on my PayPal account. he said that would be just fine. I called my bank and the lady (Cathy) said she would type up the letter and faxed it to them "before lunch".

I went out back to the office Depot to refax my information AGAIN. I paid another $5.00 for the fax service. I went back home after eating lunch at McDonalds and I called PayPal again. Adam said he got the fax from me but not from the bank. So I called the bank and asked Cathy if she sent it. She said yes. I asked her if her fax machine printed out a sent receipt as most fax machines do. She said yes and she read me the number where it was sent as it was printed on the receipt and told me the sent receipt said everything was sent. I then told her that PayPal claimed they did not get it. I asked her if I could give Paypal her number and have them call her. She said that would be fine and she then continued to give me her direct number and extension.

I called PayPal and asked Adam to call her. he said he would. I told him I'd call back in an hour. I asked him if he would call her himself to make sure. He promised he would call right away. I called back in an hour and he told me that Cathy had confirmed to him verbally my information but he still needed a faxed document. I asked Adam if he asked her to re-fax the information. He said no, he said "it is up to you to provide us the needed documents" I told him I would call Cathy to re-fax the letter and info. He said that would be fine. I called Cathy and she said she would refax it right away and she continued to tell me that Adam had asked her to confirm my information which she did but he did not ask her to re-fax the letter and documents. One hour later I called PayPal again. I got Adam on the phone and he said he got the fax and he would send it over to account reviews and to expect an email with a response.

Later that evening I received a response via email saying the exact same thing, asking for all the information I just provided and also asking for a copy of a utility bill. The next day I called back and asked for Adam. I asked him to tell me what is going on with my account. He said "we got all the information you faxed but we still need a copy of a utility bill"

I said, "Adam, did I not speak with you and told you that I do not have any utility bills? Did you not agree that a fax from my bank would be good enough? Did you not agree to this and tell me it was enough?"

Then Adam responds "I find it impossible to believe that you do not have even one utility bills. You live in an apartment so you must have some sort of utility bill"

In other words Adam just called me a liar. So I told him that I have had enough and I am taking this matter to court.

The very next day I received an email from Paypal asking me to log into my account and follow the instructions they have just added for me to confirm my mailing address. When I logged in a message said that Paypal had sent me a letter with a special code. When I receive it I should log back in and enter the code and this would confirm my address since I did not have a utility bill.

So I waited over the weekend and today, March 1st 2004 I received the letter which I am providing to the court as evidence, I entered the code and then the next page which came up said that my mailing address was confirmed and all the information I was asked for was complete and that the review dept would review my account and get back to me.

So now I was relieved that the nightmare was finally coming to a close. So I thought. Silly me.

I called PayPal and asked them what is going one now. The lady who answered just told me that I needed to provide all the information I just provided. I was furious and screamed at her "How many fucking times do I need to submit it? Huh?"

She hung up on me. I called back and another lady answered. I told her I wanted to speak with a supervisor. She insisted that she could help me. I told her what happened and she said "Sir, you need to follow the instructions you were sent in the email you received." Certainly I felt I was in one of those Twilight Zone shows. So I asked her softly, please let me speak with Adam or a supervisor.

She put me on hold and 15 minutes later a guy named Bret came on. I told him what had happened to all the documentation I had sent in. He said he needs to check and put me on hold for about 7 more minutes. He came back and told me that I had another account which is also suspended and until I take care of that one I could not get my money from this account. So I asked, "does that account require the exact same information I just sent you?"

"yes" he responded. "So" I said, "why can't you just use the documentation I just sent to solve that one as well?"

He hung up on me.

I, Maximus Illuminati state for the record that all that I have said in this document is 100% true and this is in fact exactly what I will enter in court under oath as my claim along with about 300 pages of documented cases against PayPal by other people and other court cases against them along with letters from all my clients in which they all say that they purchased the service through my site and that nobody has used their accounts fraudulently and none of them have filed any complaints against me with Paypal.

Sincerely,

Maximus Illuminati - a victim raped by Paypal
8905 Kingston Pike Suite 171
Knoxville, TN 37923
max@mystockforum.com
http://MyStockForum.Com